The US Citizenship and Immigration Services (USCIS) has made an overnight change to the Form I-864, which is the ‘Affidavit of Support’ filed by those sponsoring family members for a green card. From Aug 31, only the new version will be accepted for filings submitted on or after this date – no grace period is available for continued use of the older form.

American Immigration Lawyers’ Association (AILA) points out a notable change in the new version. ”“If a sponsor has a credit or security freeze on their consumer or credit report file, USCIS may not be able to access the information necessary to assess the sufficiency of Form I-864.

Consumers typically place a freeze with the major credit-reporting agencies to help prevent unauthorized accounts from being opened in their name. A freeze does not erase or damage a person's credit history; it simply limits who can access the report while the freeze is in place.

Manifest Law has posted insights on this development. Ana Gabriela Urizar, immigration attorney states that while Form I-864 was already a binding contract to support the immigrant financially, the addition made is that “USCIS can go straight to the credit bureaus to check your numbers, so sponsors should make sure their income and asset documentation actually matches what's on file before they sign."

Immigration attorneys point out that the new form does not specify any credit score that must be met. USCIS has also not announced that every sponsor will undergo a credit inquiry or that every sponsor's credit score will routinely be reviewed.

While the new form does not state that a low credit score, high credit-card balances, missed payments, or a prior bankruptcy automatically disqualifies someone from being a financial sponsor, immigration attorneys add that it remains to be seen how USCIS will use its authority. Form I-864 has traditionally focused on the sponsor's financial ability through information such as: Household size; current annual income and household income; federal tax returns; income and asset documentation to name a few.

PollHow do you feel about the new requirements in Form I-864 regarding credit checks? It's a necessary change.

It's an invasion of privacy. I have mixed feelings.

3k+ users shared opinion today 5k+ users already voted today Share OpinionThe basic financial requirement has not been replaced by a credit-score requirement. Generally, a sponsor must demonstrate income at or above 125% of the applicable federal poverty guidelines.